Benefits of Membership

What makes us different?

The CIB and ICBA are the only national trade association dedicated exclusively to serving the interests of community banks on both the state and national level. CIB/ICBA aggregates the power of its members to:

•     Represent your bank and all community banks before the state legislature, Congress, the regulators and the Administration;

•     Provide you with tools and resources to help grow your bank and remain competitive;

•     Provide you with increased peer networking opportunities and timely information that will help give your community bank a competitive edge bank;  and;

•   Provide education and communication community bank products and services as vital resources to help you meet the challenges of new technologies, customer demands and regulations.

How we can help you:

Advocacy

The CIB and ICBA have a broad reach with lawmakers, regulators and policy-setting boards and, through work with these bodies protect the interests of community banks by monitoring and influencing numerous issues that will affect community banks and their customers. The ICBA advocates for community banks on a wide variety of key legislation and regulations that affect bank powers and activities, including:

•    Deposit Insurance

•    Financial Rescue Legislation/TARP

•    Economic Recovery Legislation/Tax Relief

•    Obama Administration Small Business Program Launch

•    FDIC Temporary Liquidity Guarantee Program

•    ILC Threat to the Separation of Banking and Commerce

•    Unfair Credit Union Competition

•    ICBA Communities First Act; Reducing Regulatory Burden

•    Commonsense Lending and the Mortgage Market

•    The Federal Home Loan Bank System

•    Regulation of the Housing GSEs

•    Payments System Policy

•    Public Companies and Corporate Governance

Profitable Solutions

ICBA, through its network of subsidiaries (ICBA Services Network -ICBA Bancard & TCM Bank,  ICBA Securities, ICBA Mortgage, ICBA Financial Services ICBA Reinsurance) gives community banks tools to increase profitability and stay successful in a competitive marketplace. In addition, ICBA’s Preferred Service Provider Program makes available member discounts and fee income opportunities with the nation’s leading corporation.

Educational Seminars and Products

CIB/ICBA provides community bankers with education to meet their technology, operations, and compliance needs. CIB/ICBA offers superior seminars, products, and online training that brings top industry knowledge to members.